Carmichael Times
Like Us On Facebook Follow Us On Twitter
Founded 1981
Serving Carmichael and Sacramento County
  Home Community Finance Employment Your Home Your Money Your Kids Your Health  
  Business Education Politics Police & Fire Veterans' News Real Estate Consumer News Taxes  
  Religion Food Recipes Gardening Car Care Fashion Beauty Pets  
  Lifestyles Sports Feature Writers Events Environment Human Interest Technology Travel  
Armor Mini Storage Banner Ad Local Classified Advertising
Pay Legal Ads Online
Messenger Publishing Group
Shop Local Carmichael Rewards Program
Constant Contact

Your Home

Home Improvement Made Easy

Posted: 1/11/2013

Home improvements can be an important way to not only maintain your home and keep it safe and comfortable
Home improvements can be an important way to not only maintain your home and keep it safe and comfortable but to build equity and increase value.

(NAPSI)—The American dream can come in many forms.

When it comes to home ownership, low mortgage rates and housing prices mean that dream can become a reality for many hardworking families. Moreover, the rash of foreclosures has created new opportunities for people willing to take a chance on buying a home and investing in its restoration. This can create a home to live in and an opportunity to earn a return on the investment in a house.

To help, there are a number of government-insured and conventional loan programs that address this opportunity and may open the door for those who need help making the investment in home improvement projects that will create value.

One example of a simple solution to a common roadblock is an independent mortgage lender working to make sure home improvements are within reach and that foreclosed properties are seen as a home-buying opportunity and not a risky proposition.

The company works with homeowners to make the changes and repairs to a new or existing home through an easy lending process. It helps the homeowner combine costs into one simple payment included in a mortgage payment. The loan can be used to buy a new home or refinance an existing one. This method allows the loan to process quickly and the improvement work to get done as soon as possible.

Each Stonegate Mortgage Home Improvement Program (HIP) borrower gets a dedicated project manager who helps ensure that the whole process moves quickly. The project managers work with the borrowers from loan origination to loan closing. They assist in identifying contractors, defining the scope of work and keeping everyone informed of the progress.

As one homeowner looking to make some renovations in the most cost-efficient and comfortable way possible said, “We gutted the interior walls, did a complete remodel of our upstairs, moved a bathroom around and received new flooring. The whole process was incredible. Stonegate was there for me the entire time and expedited my loan so I was able to start right away and not be without a home. Overall, it went very well. I’ve already recommended the program to many of my friends and family.”

To learn more about the program and to hear from homeowners who have participated, visit and click on the HIP tab.


left Pause Right


About The Carmichael Times | Copyright Notice
Carmichael Times| Paul V. Scholl, Publisher
P.O. Box 14 | Carmichael, CA 95609-0014 | Telephone: 916-773-1111 | Fax Line 916-773-2999
Email: | Site Designed and Hosted by
ISSN#: 1948-1918

Like Us On Facebook Follow Us On Twitter